The second annual awards address economic instability with editors’ choice award for rising grocery prices.
WASHINGTON, April 23, 2025 /PRNewswire/ — U.S. News & World Report, the global authority in rankings and consumer advice, today announced its second annual Money Awards, with winners across 38 categories.
Capital One Savor Cash Rewards won the Editors’ Choice award for the Best Credit Card for Rising Grocery Prices amid economic uncertainty in today’s climate.
“The value of the dollar is continuing to stretch and consumers are doing their best to prepare for the rising costs of everyday goods,” said Adriana Ocañas, consumer credit cards analyst at U.S. News. “The Capital One Savor Cash Rewards card offers a longer-term safeguard for reward-earning potential that can be used to cover some of those rising prices.”
The 2025 awards provide a go-to destination for readers to assess and choose the best courses of financial action amid the market shifts currently impacting American consumers.
“Economic uncertainty stemming from the ongoing trade wars and a mass restructuring of the federal government are playing critical roles in the financial uneasiness of many Americans,” said Ocañas. “The 2025 Money Awards recognize exceptional institutions and products, while also providing consumers with informed insights on financial institutions that can best support their unique financial needs and goals.”
The awards, advice and expertise provided by U.S. News’ Money analysts also help address a need for more financial literacy for the everyday consumer.
“According to U.S. News’ April survey, 53% of Americans don’t know that FICO scores are what lenders look at to determine creditworthiness,” noted Ocañas. “In fact, about 44% confused FICO with one of the credit-scoring bureaus. The Money Awards not only spotlight options for immediate solutions for consumers’ varying needs, but can serve as an introduction to better understanding the different facets of credit, lending, banking and investing.”
U.S. News 2025 Money Award Winners
*See the Money Award on USNews.com here.
2025 Banks
Savings – Laurel Road High Yield
Savings®
Checking – E-Trade Max-Rate Checking
CD – Barclays 6-month Online CD
Editors’ Choice: Saving Money While
Doing Good – Forbright Bank Growth
Savings
2025 Investing Platforms
Best Investing Platform – Charles Schwab
Best Investing Platform for Beginners –
Fidelity
Best Investing Platform Robo Advisors –
Interactive Brokers
Best Investing Platform for Stock
Trading – Charles Schwab
Best Investing Platform for Crypto
Trading – Kraken
Best Investing Platform for Options
Trading – Charles Schwab
Best Investing Platform for Day Trading
– Merrill Edge
Best Investing Platform for Forex
Trading – Charles Schwab
Editors’ Choice: Investors With Smaller
Accounts – Fidelity
2025 Lenders
Editors’ Choice: Best Mortgage
Lenders for Fixer-Uppers – Rate
Best Mortgage Lender – PenFed Credit
Union
Best Mortgage Refinancing Lender –
Farmers Bank of Kansas City
Best Mortgage Lender for First-Time
Homebuyers – Rocket Mortgage
Best Mortgage Lender for Fast Closing
– New American Funding
Editors’ Choice: Best Private Student
Loan for Trade School – Sallie Mae
Best Private Student Loan Lender –
Earnest
Best Private Student Loan Refinancing
Lender – College Ave
Best Private Student Loan
Marketplace – Sparrow
Best Private Student Loan for Parents
– SoFi
Editors’ Choice: Best Lender for
Paying Down Credit Cards – Happy
Money
Best Personal Loan Lender – PenFed
Credit Union
Best Debt Consolidation Loan Lender –
First Tech Credit
Best Personal Loan for Fast Funding –
U.S. Bank
Best Personal Loan for Less-
Than-Perfect Credit – Upgrade
2025 Credit Cards
Travel – United Gateway℠ Card
Cash Back – Discover it® Cash Back
Balance Transfer – Wells Fargo Reflect®
Card
Student – Discover it® Student Cash Back
Business – Amazon Business Prime
American Express Card
0% Intro APR – BankAmericard® Credit
Card
No Annual Fee – Discover it® Cash Back
Airline – Delta SkyMiles® Blue American
Express Card
Rewards – Delta SkyMiles® Blue American
Express Card
Editors’ Choice: Best Credit Card for
Rising Grocery Prices – Capital One Savor
Cash Rewards Credit Card
U.S. News determined the winning institutions using comprehensive, data-driven methodologies including factors specific to their respective categories: annual percentage yield, ATM availability, customer complaints and more for banking; overall issuer satisfaction rating, APR, rewards earning process, and more for credit cards; usability, product and account offerings, customer support, research and tools, and fees for investing platforms; and affordability, eligibility and customer service for lenders. For more information, read the methodologies for Banking, Credit Cards, Investing Platforms and Lenders.
U.S. News also publishes in-depth personal finance, investing and loans content to help consumers make the best money-related decisions for them. Consumers can find advice about banking, credit cards, loans and much more.
About U.S. News & World Report
U.S. News & World Report is the global leader for journalism that empowers consumers, citizens, business leaders and policy officials to make confident decisions in all aspects of their lives and communities. A multifaceted media company, U.S. News provides unbiased rankings, independent reporting and analysis, and consumer advice to millions of people on USNews.com each month. A pillar in Washington for more than 90 years, U.S. News is the trusted home for in-depth and exclusive insights on education, health, politics, the economy, personal finance, travel, automobiles, real estate, careers and consumer products and services.
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SOURCE U.S. News & World Report, L.P.